Many employees get injured every day. People that work for an eco-friendly company are no exception. In an ideal world you would be taken care of, since you dedicate yourself to tirelessly fighting for sustainability. However, even eco-friendly businesses can fail to take care of their employees after an accident
While many companies go to extreme lengths to keep their employees safe and out of harm’s way, some workers may still get injured on the job for reasons that are no fault of their own. If adoes occur, here are seven tips to follow in order to get the worker comp you need and deserve.
1. Report the Accident Immediately
You’re not doing yourself or your employer any favors if you fail to report the. The very first thing you need to do if you get injured at work is to report it. This may seem obvious, but if a person is injured without requiring immediate medical attention, it may seem appropriate to not mention the accident. If you don’t report the accident right away, your employer can deny you medical treatment and benefits for missed time from work. Always report the accident right away, even if you aren’t seriously hurt. Your company should have a complaints bureau and they are required by law to report this to their worker’s comp. You must do this within 30 days after the date of the accident or you may lose the right to workers’ compensation benefits.
2. Inform Your Healthcare Provider
Even if you feel like you’re fine, make an appointment with your primary care physician. Tell them about the accident and notify them that it was related to work. Ensure your doctor records this information in your medical records. If there is no notation that your injury took place at work, workers’ compensation insurance companies can deny your claim.
3. Keep Thorough Records of All Days Missed
If you are out of work for an extended period of time, you are going to need to make sure that you keep good records. It is also important to realize that the rules are very clear and apply to every state. The clock starts ticking the day you are injured. You are eligible to start receiving payments after seven days. You may not be eligible to get paid for the first seven days, unless you have been out of work for 21 days.
4. Understand Your Worker Comp Benefits
You should thoroughly educate yourself on worker comp benefits available to you. Some types of worker comp benefits include:
- Temporary disability benefits – paid to you when you’re off work and still recovering from your injury
- Permanent disability – this can happen if an injury at work leaves you paralyzed.
5. Be Aware of Private Investigators and Surveillance
If the insurance company or your employer ever question your credibility, they may hire a private investigator to tail you. This person will watch to see if anything contradicts your claim. For instance, if you hurt your shoulder and you told your employer you can’t lift over 8 pounds, you shouldn’t be seen carrying heavy boxes around at home. Pictures could be taken of you doing this and used against you in court.
6. Attend All Legal Proceedings and Appointments
It’s critical for you to attend every legal proceeding, appointment, and court date during an appeal. You can risk losing your benefits if you miss an important meeting, such as a mediation or hearing. If you do happen to miss an appointment, it should only be for emergencies and you should notify your insurance company and state agency beforehand.
7. Preserve Evidence
You need evidence in order to win your case. The more evidence you have, the better. This includes pictures of the area you got injured, quotes from witnesses, and information from your doctor.
While many companies provide, you can still get injured while on the job. It’s imperative for you to use these seven tips in order to get the most out of your worker comp claim.
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